At Jiru FX, we believe sending money overseas should be straightforward, transparent, and affordable. That’s why we’re committed to offering fair rates and exceptional service from day one.
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We show you exactly how our rates compare to banks—no hidden fees or surprises.
We routinely benchmark our rates against banks and other providers to maintain our promise of better value.
Our dedicated team continuously monitors global currency markets and banking rates to ensure Jiru FX offers consistently competitive pricing.
We benchmark our rates against major banks and providers to ensure you get the best value every time.
To ensure a fair comparison, the pricing review factors in the exchange rate, margin, and any associated fees. The cost is calculated based on a single transfer in the following currency pairs on a specific date each month, showing the exact amount the recipient would receive:
Using Jiru FX you could get up to an extra USD 454 when transferring AUD 20k into USD.
| Business | $20,000 AUD to USD | |
|---|---|---|
| Jiru FX | $13,081 | $454 USD Extra |
| Westpac | $12,627 | $454 USD Less |
| CBA | $12,676 | $405 USD Less |
| ANZ | $12,724 | $357 USD Less |
| NAB | $12,803 | $278 USD Less |
The comparison savings are based on a single transfer of AUD $20,000 to USD. Savings are calculated by comparing the exchange rates—including margins and fees—offered by each bank and Jiru FX on the same day (1 July 2025). Pricing data is compiled internally using publicly available information. The comparison savings shown apply only to this example and may not include all fees or charges. Different transfer amounts, currencies, dates, times, and other factors will affect actual savings. Therefore, these figures are intended as a guide and may not reflect exact savings.
Using Jiru FX you could get up to an extra EUR €397 when transferring USD 20k into EUR.
| Business | USD 20,000 to EUR | |
|---|---|---|
| Jiru FX | €16,867 | €397 EXTRA |
| Wells Fargo | €16,470 | €397 less |
| Citibank | €16,510 | €357 less |
| JP Morgan Chase | €16,526 | €341 less |
| Bank of America | €16,503 | €364 less |
The comparison savings are based on a single transfer of USD #20,000 to EUR. Savings are calculated by comparing the exchange rates—including margins and fees—offered by each bank and Jiru FX on the same day (1 July 2025). Pricing data is compiled internally using publicly available information. The comparison savings shown apply only to this example and may not include all fees or charges. Different transfer amounts, currencies, dates, times, and other factors will affect actual savings. Therefore, these figures are intended as a guide and may not reflect exact savings.
The content of this website and any related correspondence is for general information purposes only and does not constitute financial advice. Any information provided is of a general nature and does not take into account your personal objectives, financial situation, or specific needs.
Jiru Markets Pty Ltd (ABN 83 677 312 435), trading as Jiru FX, is registered with AUSTRAC as a remittance service provider. Jiru FX is not licensed to provide financial product advice and does not hold an Australian Financial Services Licence (AFSL). You should consider your own financial circumstances and, where appropriate, seek independent legal, financial, or tax advice before acting on any information contained in this website. Nothing in this website or any accompanying materials is intended to be a solicitation to trade financial products, nor a recommendation or endorsement of any specific course of action. To the extent permitted by law, Jiru FX disclaims all liability for any loss or damage arising from reliance on information contained in or accessed through this website.
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